Our Services

Universal offer advice on mortgages, secured loans and insurance products such as life assurance and home insurance as well as income protection also known as ASU or MPPI, pet insurance, travel insurance and car insurance.

Universal are also able to offer help with debt management, instructing Home Information Packs (HIPs) and instructing solicitors for conveyancing.

Our head office is based in Ramsgate, Kent and we help clients throughout the UK.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Universal Independent Mortgage Services, a trading name of USD Limited,
is an Appointed Representative of Openwork Limited, which is authorised and regulated by the Financial Services Authority.
Openwork Limited offers insurance and investment advice on products from a limited number of product providers
and advice on mortgages representative of the whole market.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Other products and services detailed on this website including Debt Management, Home Information Packs and Conveyancing are not regulated by the Financial Services Authoriy and fall outside the scope of activities supported by Openwork Limited.
USD Limited, Registered in England number: 05957673. Registered Office: 50 Queen Street, Ramsgate, Kent CT11 9EE
USD Limited is not responsible for the content of external websites and the products and services offered are not part of the Openwork proposition.