Mortgages & Secured Loans

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Registered Office: 50 Queen Street, Ramsgate, Kent CT11 9EE, Registered No.: 5957673 | Consumer Credit Licence No.: 601468
Universal Independent Mortgage Services is a trading style of USD Limited
which is an appointed representative of Genesis Home Loans Plc which is authorised and regulated by the Financial Services Authority
for the conduct of non-investment insurance and mortgage business. Not all mortgages are regulated by the FSA.
Genesis Home Loans Plc can be found on the FSA register (www.fsa.gov.uk/register) under reference 305920.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

about us and our services

If we can't get you a mortgage offer, you don't pay us a penny!

qualified, experienced mortgage brokers.
jargon-free, friendly mortgage advice.
access to all UK mortgage lenders.
we do not charge for arranging insurance policies or secured loans.

Looking for your first home? We understand that you may not have savings to pay all of the costs involved, thats why we do not charge any upfront fees to first-time buyers.